SECU: Delivering Coastal Stability Nationwide

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Premium Coverage for Hard-to-Place Risks. Industry-Leading Service.

Founded in 2012 and based in Hilton Head, South Carolina, South East Coastal Underwriters (SECU) is a Managing General Agent concentrating in coastal, flood, high-value, hard-to-place, and catastrophe-exposed property risks while also offering a broad range of commercial and personal lines solutions. Our focus is simple: deliver quality products at competitive pricing with industry leading service for our agents.

SECU has cultivated long-standing relationships with a diverse network of providers—including Lloyd’s of London syndicates and top domestic and international E&S carriers. These partnerships empower us to deliver flexible, stable, and competitive coverage solutions to our agency partners.

While our roots are in the coastal Carolinas, our reach extends across the country. SECU proudly serves coastal states from Texas to Maine and offers nationwide capabilities through our Flood and High-Value Homeowners programs. Wherever the coastline meets complexity, SECU provides the knowledge and stability agents can rely on.

  • Homeowners Markets
  • High-Value Homeowners
  • Commercial Property
  • Flood: Primary & Excess
  • Condominium Unit Owners
  • Wind Deductible Buydown
  • Builders Risk
  • Contractors Equipment
  • Other Inland Marine
  • And much more…

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What sets SECU apart:

  • Exclusive access to programs not available to the general market
  • Deep knowledge in coastal and catastrophe-prone property risks
  • Solutions designed to meet the unique needs of complex, high-risk accounts
  • Strong underwriting partnerships and responsive support

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Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

15 Bow Circle Hilton Head Island, SC 29938 |
(866) 707-6860

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